Category: First time buyer (featured)

Home Category: First time buyer (featured)

What is a Scottish home report?

January 7, 2026Daniel Pennington

As a mortgage advisor one of my jobs is to explain to first time buyer and home movers alike the basics of how the Scottish home buying system works. One of the most common things that first time buyers (or those moving to Scotland) are unaware of is the importance of the Scottish Home Report....

How much do I need for a deposit?

November 13, 2025Daniel Pennington

As a mortgage advisor, a question I am asked nearly every day by first time buyers is is one that appears on it's face simple "How much do I need for a deposit?" And the answer is, honestly, that it depends... It's a different answer for everyone! Depending on where you want to purchase,...