With many years experience in Financial Services we can provide a flexible, comprehensive and professional service.
We are a small family run firm of mortgage advisers. Our focus is very much on:
Confidential ‘one to one’ advice
Ensuring any financial product meets your needs and the needs of your family
Our Mortgage Adviser, Bobby Lumsden has many years in the mortgage industry. He can provide consultations throughout Dumfries and the South of Scotland as a whole.
Appointments are conducted in the comfort of your home or place of work at a time that’s convenient to you. Initial consultations are free and without any obligation.*
Whatever your goals we are happy to accommodate!
Your home may be repossessed if you do not keep up repayments on your mortgage.
We work on your behalf!
Our services include Mortgages, Remortgages, Buy to Let and Protection. We work on your behalf to arrange the right mortgage or protection based on information we gather from you.
*There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will be £295.00 for new customers. Existing mortgage customers will pay a discounted fee of £195.00. Any fee payable will become due on application.
I have worked in Financial Services since September 1983 starting out as a Home Service insurance agent and working my way through the grades until I was finally appointed Branch Manager in Dumfries in 1993. Following that I had various roles in the industry but eventually set up this business in October 2002 and have enjoyed helping many people with their mortgage and insurance needs in that time.
Away from work I am married to Margaret and we have 2 married sons who have delighted us with 5 grandchildren with whom we like to spend some time. I also volunteered in local football in Dumfries for over 20 years and have been known to attempt to hit a golf ball. I have a varied musical taste but particularly like to listen to live local music. Margaret and I also like to travel having visited many countries in Europe as well as the United States and Africa.
I’ve been in the financial services industry since 2012 and have a vast amount of experience to offer. From inception I began working with property developers and investors, later tailoring my support to regulated residential mortgages. I have both the experience and qualifications to support clients with their existing and future financial requirements.
In my spare time I proudly wear my “Super Woman” cape to take on the daily highs and ‘wows’ of parenting a hyper-active 6 year old boy and an ever changing 18 year old girl! To ensure I am revitalised for the working week ahead I enjoy a morning of yoga or a day hill walking.
I have worked in financial services since 2004, starting as a counter member of staff before studying for my mortgage qualifications. Since then I have held a variety of roles but have always retained my passion for helping customers secure their first or next homes, saving money on their mortgage payments or ensuring they can repay their mortgage off sooner. In addition to helping my customers secure their home I take great pride in providing advice and recommendations on ensuring, should life throw the unexpected at you, you can stay in your home.
Outside of work, I am a very proud father to my son, Harry, who is 10 years old. I enjoy spending our weekends out and about visiting local woodlands with our 1 year old Dalmatian. I am a keen follower of football and support Newcastle United as my son is currently on trials with them.
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