With many years experience in Financial Services we can provide a flexible, comprehensive and professional service.
We are a small family run firm of mortgage advisers. Our focus is very much on:
Confidential ‘one to one’ advice
Ensuring any financial product meets your needs and the needs of your family
Our Mortgage Adviser, Bobby Lumsden has many years in the mortgage industry. He can provide consultations throughout Dumfries and the South of Scotland as a whole.
Appointments are conducted in the comfort of your home or place of work at a time that’s convenient to you. Initial consultations are free and without any obligation.
Whatever your goals we are happy to accommodate!
Your home may be repossessed if you do not keep up repayments on your mortgage.
We work on your behalf!
Our services include Mortgages, Remortgages, Buy to Let and Protection. We work on your behalf to arrange the right mortgage or protection based on information we gather from you.
Meet Our Advisers
I have worked in Financial Services since September 1983 starting out as a Home Service insurance agent and working my way through the grades until I was finally appointed Branch Manager in Dumfries in 1993. Following that I had various roles in the industry but eventually set up this business in October 2002 and have enjoyed helping many people with their mortgage and insurance needs in that time.
Away from work I am married to Margaret and we have 2 married sons who have delighted us with 5 grandchildren with whom we like to spend some time. I also volunteered in local football in Dumfries for over 20 years and have been known to attempt to hit a golf ball. I have a varied musical taste but particularly like to listen to live local music. Margaret and I also like to travel having visited many countries in Europe as well as the United States and Africa.
I’ve been a mortgage and financial adviser for the last 34 years assisting my clients with their mortgage and protection needs. I have underwritten and approved mortgages as well as working as a Bank and Building Society Manager and try to use that knowledge to my clients best advantage.
I enjoy getting to know my clients personally and helping them using my industry experience, to ensure they get appropriate and very cost effective solutions to their financial needs.
In my spare time I like gardening and watching Rugby, having hung up my “competitive” boots many years ago! I also follow Moto GP & British Superbike motorcycle racing, and a keen road rider for the last 35 years.
Take Our Mortgage Calculator
Find out what your monthly repayments to your mortgage could be based on your mortgage amount and interest rate. If you’re unsure about what deals are best for you, then why not get in touch?